Home Comfort Solutions
First, upgrade your HVAC and plumbing systems with flexible financing. Then, enjoy new comfort with convenient monthly payments.
VIEW FINANCING PLANSFinanceit Flexible Payment Plans
HVAC Plumbing Financing Montreal Laval: Begin by selecting a payment frequency that aligns with your budget. Afterwards, enjoy the benefits of fixed rates and predictable monthly payments.
Select Your Preferred Payment Schedule
*Estimated payments. Final terms are detailed in your loan agreement. Approval depends on credit qualifications.
Competitive Financing Plans
Select a payment plan that matches your budget perfectly. Furthermore, every comprehensive plan covers equipment, professional installation, and all related work.
Choose Your Ideal Payment Term
12-Month Plan
Pay over 12 months
- No down payment required initially
- Fixed monthly payment amounts for consistency
- No penalties for early payoff whatsoever
- Additionally, features a rapid approval process
- Comprehensive coverage includes equipment and installation
24-Month Plan
Pay over 24 months
- No initial down payment required whatsoever
- Moreover, features significantly reduced monthly payments
- No fees for early repayment under any circumstances
- Fast approval typically within one business day
- Complete coverage for equipment and installation
- Additionally, includes a comprehensive 10-year warranty
36-Month Plan
Pay over 36 months
- No down payment needed for qualification
- Specifically, offers the lowest monthly payments available
- No penalties for prepayment at any time
- Quick approval generally within 24 hours
- Complete coverage for equipment and installation
- Comprehensive 10-year warranty coverage included
- Furthermore, provides flexible payment choices
*All financing requires credit approval. Similarly, competitive rates are available for qualified applicants. Terms and conditions apply.
Simple Qualification Process
Our financing options are available to homeowners throughout Montreal and Laval. Specifically, working with multiple lenders significantly improves approval opportunities for all applicants.
Required Documents for Application
To ensure an efficient application process, first collect these essential items:
Payment Calculator
Begin by calculating estimated monthly payments for HVAC, plumbing, or home comfort improvements.
Customize Your Financing Plan
Adjust the sliders below to understand how different financing choices impact your monthly payment.
Adjust Your Financing Parameters
Review Your Calculated Results
Simple Financing Process
Get approval and begin your home comfort project through our straightforward, four-step process.
Our Four-Step Application Journey
Receive Your Quote
First, obtain a detailed, transparent estimate without hidden fees or unexpected charges.
Apply Online
Next, complete our straightforward application. Specifically, most applications take under 10 minutes for completion.
Receive Approval
Then, obtain a prompt decision from our team. Consequently, multiple lending partners enhance approval possibilities significantly.
Schedule Installation
Finally, once approved, we schedule promptly. As a result, you'll quickly enjoy your upgraded home comfort system!
What Financing Covers
Our comprehensive financing plans encompass all essential components for a complete home comfort system upgrade.
Complete System Coverage
Heating Systems
For example, our coverage includes furnace installations, heat pump systems, and comprehensive heating improvements.
- High-efficiency furnace installations
- Complete heat pump installation services
- Professional boiler system installations
- Additionally, essential ductwork adjustments
Cooling Systems
Similarly, coverage extends to air conditioning installations, central AC systems, and cooling enhancements.
- Complete central air conditioning units
- For instance, efficient ductless mini-split systems
- Professional AC compressor replacements
- Moreover, comprehensive cooling system improvements
Plumbing & Water Systems
Additionally, our plans cover water heater installations, plumbing repairs, and complete bathroom upgrades.
- Efficient tankless water heater installations
- Reliable traditional water heater setups
- Furthermore, comprehensive plumbing system enhancements
- Professional bathroom fixture installations
Financing Frequently Asked Questions
Find answers to common inquiries regarding our financing options and application procedures.
Frequently Asked Questions
Credit Score Requirements
We provide financing solutions for diverse credit scores. Specifically, our 13.99% APR plans typically require a score of 600 or higher for qualification.
Flexible Approval Approach
However, we collaborate with multiple lending partners. Therefore, we encourage all applicants to submit their information for review.
Our Comprehensive Method
- We begin by evaluating each application individually
- Additionally, we assess your complete financial situation thoroughly
- We partner with multiple lending institutions to increase approval chances
- Importantly, we've successfully assisted customers with various credit backgrounds
Straightforward Application
The best approach is to apply directly. Consequently, our efficient process only affects your credit upon formal offer acceptance.
Standard Processing Timeline
Typically, most applicants receive decisions within one business day of application submission.
Application Procedure
- Application submission takes approximately 10-15 minutes to complete
- Initial review occurs within 1-4 business hours after submission
- Credit decisions are generally provided within one business day
Subsequent Steps
- Documentation review takes 1-2 days for additional documents
- Final approval follows after document receipt
- Funds become immediately available upon agreement signing
Expedited Processing Options
For urgent situations, we provide expedited review services. Contact our office directly for priority handling when needed.
After-Hours Applications
Weekend or after-hours submissions process automatically on the next business day without delay.
Transparent Fee Structure
No. We maintain completely transparent financing without hidden fees or prepayment penalties of any kind.
Our Financing Assurance
- We charge no application fees whatsoever
- Additionally, no origination fees apply to your financing
- Importantly, there are no prepayment penalties under any circumstances
- Furthermore, no late fees apply for the first 15 days
- Finally, all costs are clearly disclosed upfront for transparency
Clear Payment Structure
Only clearly stated monthly payments apply to your account. If you choose to repay early, you'll save on interest without incurring penalties.
Financing for Current Projects
Yes, frequently we can arrange financing for ongoing projects. However, certain limitations exist for active installations.
Requirements for Active Projects
- Project completion must be by Electro-Pompe technicians
- Additionally, work completion must be under 50%
- We require detailed invoices for existing work
- Standard credit approval still applies to all applications
- Financing covers only the remaining work balance
Contact for Assistance
If your project has already started, contact our office directly. Consequently, we'll review your specific circumstances and explore available possibilities.
Ready to Improve Your Home Comfort?
First, apply for financing today for quick approval. Then, enjoy year-round comfort with affordable monthly payments.